Then, you’ll have a 20-year repayment period.

The amount converted to a fixed rate must be at least $5,000.

Home equity loan:TD’s fixed-rate home equity loans require a minimum amount of $10,000.

If you want to reduce your HELOC, it’s $35.

Additionally, your combined loan-to-value ratio with your current mortgage cannot exceed 89.99%.

If you prefer in-person assistance, use the bank’s website to find a branch near you.

Keep in mind that hours vary by location.