When the Student Loan Pause Ends, Almost Half of Borrowers Expect to Miss Payments

After a moratorium of more than three years, federal student loan payments resume in October. A new survey suggests many borrowers aren't ready.

April 15, 2025 · 1 min · 45 words · Linda Solis

Some 45% of respondents said they expect to fall behind on their payments once the forbearance ends.

Thirty-four percent said they intend to apply foran income-driven repayment plan, which can significantly lower monthly payments.

Read more:What Borrowers Need to Know About Student Loan Payments Restarting