It doesn’t come without some temporary drawbacks but it largely depends on when you applied for benefits.
The key word is “withheld” – it’s not actually taken from you.
For more, don’t miss theSocial Security payment scheduleandwhat to do when your Social Security check never arrives.
The SSA will withhold $1 from every $2 you earn above the annual limit.
For 2025, it’s $23,400.
That’s not the only way to raise your monthly benefit amount.
